Terms of Service

Please read these terms carefully before using PayStubVault.

Last updated: March 28, 2026

1. Acceptance of Terms

By accessing or using PayStubVault ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

PayStubVault is a payroll documentation platform that generates IRS-format pay records for informational purposes. The Service allows users to create professional pay statements based on data they provide.

Important: PayStubVault is a documentation and calculation tool only. It does not constitute legal, tax, or financial advice. Users are responsible for ensuring the accuracy of the data they submit and for consulting qualified professionals regarding their specific tax and legal obligations.

3. User Responsibilities

Verification Requirement

Every user must verify that they are documenting genuine, earned income before generating any pay record. Submitting false or fabricated pay records is a violation of these Terms and may constitute fraud.

By using PayStubVault, you represent and warrant that:

  • All information you provide is accurate and reflects income you have genuinely earned
  • You will not use PayStubVault to create fraudulent, fabricated, or misleading documents
  • You are at least 18 years of age and have the legal capacity to enter into this agreement
  • You will not use the Service for any illegal purpose or in violation of any applicable laws

4. Prohibited Uses

You may not use PayStubVault to:

  • Create pay records for income that was not actually earned
  • Mislead employers, lenders, landlords, government agencies, or any other party
  • Defraud financial institutions, insurance companies, or government programs
  • Generate documents containing false Social Security Numbers, EINs, or other fabricated identifiers
  • Resell or redistribute the generated pay records as if issued by a licensed payroll provider
  • Use the Service in any way that violates applicable federal, state, or local laws

5. Account Termination

PayStubVault reserves the right to suspend or terminate your access to the Service at any time, without notice, if we reasonably believe you have violated these Terms or engaged in fraudulent activity. Users who generate fabricated pay records will have their accounts immediately terminated and may be reported to relevant authorities.

6. Tax & Legal Disclaimer

Not Tax or Legal Advice

PayStubVault provides calculation and formatting assistance only. We are not a tax preparation service, payroll service, CPA firm, or law firm. All generated documents should be reviewed by a qualified tax professional or attorney before use for official purposes.

IRS-Format, Not IRS-Approved

Our documents are formatted to IRS standards for informational consistency, but PayStubVault is not affiliated with, endorsed by, or approved by the Internal Revenue Service or any other government agency.

7. Data & Privacy

Your use of PayStubVault is also governed by our Privacy Policy. By using the Service, you consent to our data practices as described in that policy. We do not sell your personal or payroll data to third parties.

8. Service Availability

PayStubVault is provided "as is" and "as available." We do not guarantee uninterrupted access to the Service. We reserve the right to modify, suspend, or discontinue the Service at any time, with or without notice. We are not liable for any downtime, data loss, or damages arising from Service interruptions.

9. Limitation of Liability

To the fullest extent permitted by law, PayStubVault and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of the Service, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from your use of PayStubVault shall not exceed the amount you paid for that specific service (if any).

10. Indemnification

You agree to indemnify, defend, and hold harmless PayStubVault, its operators, and affiliates from any claims, damages, or expenses (including legal fees) arising from your violation of these Terms or your misuse of the Service.

11. Intellectual Property

The PayStubVault name, logo, design, and all related content are the property of PayStubVault. You may not reproduce, copy, or use our branding without prior written permission. The generated pay records are for your personal use; you may not resell or redistribute them.

12. Modifications to Terms

We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the date of the most recent changes. Continued use of PayStubVault after any modification constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or your use of PayStubVault shall be resolved in the courts of the United States.

14. Contact

If you have questions about these Terms, contact us at:

Email: support@paystubvault.com

Ready to create accurate payroll documentation?